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Bad Credit Second Mortgages

2nd Mortgage Programs

Find out today how much money we can save you monthly by consolidating your debt. Apply Now to get Qualified for a 2nd Mortgage Loan Today!

125% 2nd Mortgages

  • No Equity required for debt consolidation or home improvements!
  • Fixed Rate 2nd mortgage for borrowing up to 125% of your home's value.
  • Less than Perfect Credit 2nd Mortgages are available for borrowing up to 100% of your home's value.
  • Loans up to $250,000
Second Mortgage Loans Soar in Volume

An estimated 40% Mortgage Brokers expect homebuyers to refinance at least one of their combo 80-20 loans in the next 12 months. Many homebuyers choose a no money down combo loan to purchase their home recently. Most of the purchase second loans are credit lines that have adjustable rates.

Many of these 1st time homeowners will want to their lower monthly payments and get a fixed rate second mortgage this year.

Higher interest rates also will increase the popularity of home equity loans versus refinancing 1st mortgages. According to the Mortgage Brokers Association, interest rates may hit 7% this year, and that means the volume for subordinate loans will increase.

Home Equity Loans

  • Cash out for debt consolidation,home improvements, investing, education, etc.
  • Fixed Rate Home Equity Loan for borrowing up to 125% of the value of your home.
  • Variable Rate Home Equity Line of Credit for borrowing up to 100% of your home's appraised value.
  • Loans up to $250,000

Home Equity Lines of Credit

  • Get Cash when you need it....Pay it back overtime, and re-borrow cash when needed.
  • Cash out for debt consolidation, home improvements, or starting a business
  • Variable Rate Home Equity Line of Credit for borrowing up to 100% of your home's value.
  • Loans up to $200,000

Cash Out Refinance

  • Low Rates Refinance
  • Cash Out for home improvements or debt consolidation.
  • Borrow up to 95% of the value of your home!
  • Jumbo Mortgage Loans up to $1,000,000

No application fee or obligation when you apply.

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